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		<title>Albany NY First Time Home Buyers</title>
		<description>First Time Home Buyers in Albany NY from Albany NY Realtor Jon Huther of Nick DeMase &amp; Associates Real Estate. (518) 495-9393</description>
		<link>http://www.albany-ny-homes.com</link>
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			<title>Albany NY First Time Home Buyers</title>
			<link>http://www.albany-ny-homes.com</link>
			<description>First Time Home Buyers in Albany NY from Albany NY Realtor Jon Huther of Nick DeMase &amp; Associates Real Estate. (518) 495-9393</description>
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			<title>Buying a Home During a Recession</title>
			<link>http://www.albany-ny-homes.com/Real-Estate-Tips-Articles/First-Time-Home-Buyers/Buying-a-Home-During-a-Recession.html</link>
			<description>Are looking for tips for buying a home during a recession? Firstly, you need
  to know what you are...</description>
			<pubDate>Mon, 22 Dec 2008 07:11:54 +0100</pubDate>
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			<title>Simple Steps to Save For Your First Home</title>
			<link>http://www.albany-ny-homes.com/Real-Estate-Tips-Articles/First-Time-Home-Buyers/Simple-Steps-to-Save-For-Your-First-Albany-NY-Home.html</link>
			<description>A down payment between 10 and 20% on your first home  is more important
  today than ever before....</description>
			<pubDate>Tue, 18 Nov 2008 06:31:37 +0100</pubDate>
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			<title>First-time Home Buyer Tax Credit</title>
			<link>http://www.albany-ny-homes.com/Real-Estate-Tips-Articles/First-Time-Home-Buyers/Albany-NY-First-time-Home-Buyer-Tax-Credit.html</link>
			<description>Did you know that if you are an American buying your first Albany NY home between April
  9, 2008...</description>
			<pubDate>Tue, 18 Nov 2008 06:29:34 +0100</pubDate>
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			<title>Pre-Approval Versus Prequalification</title>
			<link>http://www.albany-ny-homes.com/Real-Estate-Tips-Articles/First-Time-Home-Buyers/Albany-NY-Pre-Approval-Versus-Prequalification.html</link>
			<description>Mortgage pre-approval a powerful tool,
  but it also can make your mortgage a nonevent in the home buying process.
Pre-approval...</description>
			<pubDate>Mon, 17 Nov 2008 06:50:47 +0100</pubDate>
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			<title>House Hunting</title>
			<link>http://www.albany-ny-homes.com/Real-Estate-Tips-Articles/First-Time-Home-Buyers/Albany-NY-House-Hunting.html</link>
			<description>Once you know how much money you can borrow and have an estimate of your closing
costs, you'll know the price...</description>
			<pubDate>Mon, 17 Nov 2008 06:45:42 +0100</pubDate>
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			<title>8 Tips For First Time Home Buyers</title>
			<link>http://www.albany-ny-homes.com/Real-Estate-Tips-Articles/First-Time-Home-Buyers/8-Tips-For-First-Time-Home-Buyers.html</link>
			<description>Take a look at houseing prices.
This advice is old hat, especially now that we&amp;rsquo;ve learned quite a few
  property...</description>
			<pubDate>Mon, 17 Nov 2008 06:39:23 +0100</pubDate>
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			<title>Albany NY Homeownership Assistance</title>
			<link>http://www.albany-ny-homes.com/Real-Estate-Tips-Articles/First-Time-Home-Buyers/Albany-NY-Homeownership-Assistance.html</link>
			<description>The City of Albany has numerous resources to assist home buyers in making
  the dream of owning your own...</description>
			<pubDate>Fri, 14 Nov 2008 08:02:18 +0100</pubDate>
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			<title>Every Situation is Unique</title>
			<link>http://www.albany-ny-homes.com/Real-Estate-Tips-Articles/Selling-Your-Home/Every-Situation-is-Unique.html</link>
			<description>Some homeowners may plan to move in a year or two, and they may be able to benefit
  from...</description>
			<pubDate>Thu, 13 Nov 2008 06:58:03 +0100</pubDate>
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			<title>Look Beyond the Price</title>
			<link>http://www.albany-ny-homes.com/Real-Estate-Tips-Articles/First-Time-Home-Buyers/Look-Beyond-the-Albany-NY-Price-2.html</link>
			<description>When it comes to securing a quality mortgage loan, it is important to look beyond
  the interest rate to...</description>
			<pubDate>Thu, 13 Nov 2008 06:55:01 +0100</pubDate>
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			<title>First Time Home Buyer Loans</title>
			<link>http://www.albany-ny-homes.com/Real-Estate-Tips-Articles/First-Time-Home-Buyers/Albany-NY-First-Time-Home-Buyer-Loans.html</link>
			<description>First time home buyer loans let buyers to get into a house more easily. However, just because you&amp;rsquo;re a first...</description>
			<pubDate>Mon, 10 Nov 2008 06:33:16 +0100</pubDate>
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			<title>Fixing Your Credit Score</title>
			<link>http://www.albany-ny-homes.com/Real-Estate-Tips-Articles/First-Time-Home-Buyers/Fixing-Your-Albany-NY-Credit-Score.html</link>
			<description>You should begin by getting copies of your credit reports (from AnnualCreditReport.com (http://www.AnnualCreditReport.com)) and scores from all major Credit Reporting...</description>
			<pubDate>Fri, 07 Nov 2008 06:50:58 +0100</pubDate>
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			<title>Before You Buy Your First Home</title>
			<link>http://www.albany-ny-homes.com/Real-Estate-Tips-Articles/First-Time-Home-Buyers/Before-You-Buy-Your-First-Albany-NY-Home.html</link>
			<description>It&amp;#39;s not uncommon for a first-time home buyer to say to me,  Gosh, just last week I called you...</description>
			<pubDate>Wed, 05 Nov 2008 10:32:42 +0100</pubDate>
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			<title>Tips for First Time Homebuyers</title>
			<link>http://www.albany-ny-homes.com/Real-Estate-Tips-Articles/First-Time-Home-Buyers/Tips-for-Albany-NY-First-Time-Homebuyers.html</link>
			<description>Purchasing your first home is a big step that comes with some serious decisions. When you rent, instead of own,...</description>
			<pubDate>Wed, 05 Nov 2008 10:20:04 +0100</pubDate>
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